---
title: Allstate Agency Owner Pedro Hernandez Grows His Mesa Agency to a $5.4 Million Book of Business in Three Years
description: Pedro Hernandez opened his Mesa Allstate agency at 25. Three years on it has a $5.4 million book of business and is Insurance Professional of the Year.
author: Darie Nani (Editor-in-Chief)
date: 2026-09-26T13:03:06.018Z
updated: 2026-09-26T13:03:06.038Z
canonical: https://www.sovereignmagazine.com/article/pedro-hernandez-allstate-agency-owner-mesa
image: https://cdn.nanimediahouse.com/pedro-hernandez-allstate-mesa-featured-v1.webp
categories: Business, CEO Profiles
content_type: Spotlight
region: Arizona
publication: Sovereign Magazine
about:
  - type: Organization
    name: The Hernandez Insurance Group
    description: The Hernandez Insurance Group is an Allstate agency in downtown Mesa, Arizona, owned by Pedro Hernandez. Opened in September 2023, it writes auto, home, renters, condo, landlord, flood, umbrella, life, motorcycle, boat, RV, business and commercial auto insurance, and its bilingual team serves customers in English and Spanish from 166 W Main St, Suite 202, Mesa.
    url: https://www.insurewithhernandez.com/
    foundingDate: 2023-09-01T00:00:00.000Z
    industry: Insurance
---

Pedro Hernandez was 25 when he opened The Hernandez Insurance Group on September 1, 2023, and was named the youngest Allstate agency owner in Arizona at the time. Three years on, the agency has grown to approximately $5.4 million in book of business, moved into a larger office in downtown Mesa, and been named Insurance Professional of the Year in Mesa by the Consumer Ratings Institute, which recognizes businesses on the strength of their public reviews. It holds a 4.9-star rating across 206 reviews.

An agency's book of business is the total premiums on the policies it looks after. Pedro Hernandez says the figure represents "thousands of conversations and customers who trusted us to protect what matters most to them." Allstate named The Hernandez Insurance Group an Elite Agency in 2025, a designation for agencies with strong client retention and growth, and the agency has also received a BusinessRate Best of 2026 award for insurance agencies in downtown Mesa, based on Google reviews.

> "I wanted to build an agency where people could get great rates but also know they were talking to real people who genuinely cared about helping them. The Insurance Professional of the Year recognition feels like recognition of the work, the long hours, and the team that helped build this agency."
> — Pedro Hernandez, agency owner, The Hernandez Insurance Group

Pedro Hernandez opened the agency because he believed insurance should feel more personal. His team makes sure customers can reach a real person when they need help, and it explains what a policy covers before a customer has to [make a claim](https://www.sovereignmagazine.com/article/contractor-fraud-deductible-storm-insurance).

## Pedro Hernandez's Path to Allstate Agency Owner

Pedro Hernandez spent his early school years in Scottsdale before his family moved to Mesa, where he graduated from Westwood High School and earned an associate degree in business management at Mesa Community College. He started in insurance at 18, answering customer service calls at a local agency in Chandler, and became a sales agent there over about two and a half years. He then moved to Allstate's corporate side as a sales agent and was promoted to manage a team of his own. After another two and a half years he returned to a Chandler agency as its agency manager. He now has more than nine years of Allstate experience across local agency and corporate roles.

He says he always knew he wanted to own a business, and liked the idea of building one from the ground up and setting its culture himself. Allstate agency owners run their offices as independent businesses, hiring their own staff and selling only Allstate policies, so opening one means taking on the costs of an office and a payroll before the first customers arrive. Pedro Hernandez has said the decision to go ahead was the hardest part, and that he prepared for it by budgeting carefully before the agency opened. There were still moments in the first months when he questioned whether he had made the right choice.

The agency opened in Gilbert and took on licensed sales representatives as its customer base grew. In June 2025 it moved to a larger office at 166 W Main St in downtown Mesa, the city where Pedro Hernandez grew up.

## A Bilingual Insurance Agency in Downtown Mesa

Pedro Hernandez is the first in his family to own a business, the son of immigrant parents, and has built The Hernandez Insurance Group into a bilingual team serving both English- and Spanish-speaking customers across Mesa. More than a quarter of the city's roughly 500,000 residents are Hispanic or Latino, according to Census Bureau estimates. Pedro Hernandez says the agency is his chance to follow the example his parents gave him and to create opportunities for other people along the way. He is most proud of the team's culture, which he describes as focused on growth, accountability and taking care of people.

The agency also runs a referral program linked to local and international charities. For each friend or family member a customer refers for a quote, it gives $10 to one of the causes it supports, which have included Feed My Starving Children, a nonprofit that sends meals to hungry children around the world, and Homeless Youth Connection, which helps homeless high school students in the Phoenix area stay in school and graduate.

## Auto, Home and Business Insurance in Mesa, AZ

Pedro Hernandez's own specialty is writing [auto and home policies](https://www.sovereignmagazine.com/article/car-insurance-rates-rising-2026-us-states) that match what a customer owns and drives. The agency also covers renters, condo owners, landlords, flood, umbrella, life, motorcycles, boats, RVs, business and commercial auto, so a household that adds a rental property, a boat or a teenage driver can review all of its coverage in one place.

The Hernandez Insurance Group is at 166 W Main St, Suite 202, Mesa, AZ 85201, and takes quote requests and coverage reviews by phone at (480) 883-8798 and through its website.

**About The Hernandez Insurance Group**

The Hernandez Insurance Group is an Allstate agency in downtown Mesa, Arizona, owned by Pedro Hernandez. Opened in September 2023, it writes auto, home, renters, condo, landlord, flood, umbrella, life, motorcycle, boat, RV, business and commercial auto insurance, and its bilingual team serves customers in English and Spanish from 166 W Main St, Suite 202, Mesa.

[Website](https://www.insurewithhernandez.com/)

## FAQ

**Q: Are Allstate agents employed by Allstate?**
Allstate agency owners such as Pedro Hernandez run their local offices as independent businesses rather than as Allstate employees. They hire and manage their own teams and sell only Allstate policies. Allstate also sells policies online and by phone, while agency owners give customers local, in-person advice.

**Q: Do Allstate agents get commission?**
Yes. Allstate agency owners are paid commission on the policies their agency sells and renews, and they cover their own staff and office costs from that income. This is why the size of an agency's book of business, approximately $5.4 million in The Hernandez Insurance Group's case, is a common measure of its growth.

**Q: How do I find a good insurance agent?**
Start with public reviews and how long the agent has worked in insurance, then check the agent's license with the Arizona Department of Insurance and Financial Institutions, which publishes license records online. It also helps to ask whether you will deal with the same person each time and whether the office can explain your policy in the language you are most comfortable with. The Hernandez Insurance Group, for example, holds a 4.9-star rating across 206 reviews and serves customers in English and Spanish.

**Q: What is the Consumer Ratings Institute?**
The Consumer Ratings Institute is a New York-based registry that issues business recognitions across many categories using aggregated public consumer reviews. To qualify, a business must hold an aggregated rating of at least 4.0 stars across public review platforms. The Hernandez Insurance Group received its Insurance Professional of the Year recognition for Mesa with a 4.9-star rating across 206 reviews.