---
title: The Budget Has Arrived Four Weeks Early. Your Tax Year Planning Starts Now.
description: The 28th October Budget is the earliest since 2021. What to do with your ISA, pension, savings and allowances before the tax year ends on 5th April 2027.
author: Dr Marina Nani (Editor-in-Chief)
date: 2026-10-25T14:46:59.440Z
updated: 2026-10-25T14:49:40.216Z
canonical: https://www.sovereignmagazine.com/article/budget-2026-tax-year-planning
image: https://cdn.nanimediahouse.com/pexels-7111556.webp
categories: Finance
content_type: Analysis
region: United Kingdom
publication: Sovereign Magazine
access: members
---

John Healey's first Budget lands on Wednesday 28th October, about four weeks earlier in the year than [Rachel Reeves's Budget on 26th November 2025](https://www.sovereignmagazine.com/article/uk-budget-2025-reeves-tax-reforms-risk-stifling-growth-and-shaking-investor-confidence). It is the earliest autumn Budget since Rishi Sunak's on 27th October 2021. Healey announced the date on 31st July, less than a fortnight after taking over at the Treasury.

The earlier date gives you 159 days between the Budget and the end of the tax year on 5th April 2027, against 130 days last year. That is a month more to read the detail, take advice and use this year's allowances before they reset, without the usual scramble between Christmas and the January self-assessment deadline.

## Read Wednesday's documents before you move any money

---

*This article is only available to registered readers. Visit the article URL to read the full piece.*