---
title: Aon Raises Data Center Insurance Capacity to $5 Billion as Hyperscale Build Costs Outgrow Legacy Limits
description: Aon expands its Data Center Lifecycle Insurance Program to $5 billion as hyperscale project valuations reach $30 billion and outgrow legacy insurance limits.
updated: 2026-07-21T21:18:12.396Z
canonical: https://www.sovereignmagazine.com/article/aon-data-center-insurance-5-billion-hyperscale
image: https://cdn.nanimediahouse.com/desk-img-25.webp
categories: Markets
content_type: News
region: Dublin
publication: Sovereign Magazine
access: members
schema_type: Article
---

The insurable asset base across roughly 11,000 data centers worldwide already exceeds $2 trillion, according to S&P Global Ratings, and a single hyperscale campus can carry a construction-phase valuation of up to $30 billion. Against that backdrop, the coverage limits that served traditional large infrastructure, typically $5 billion to $10 billion for a bridge or tunnel, are inadequate for the projects now going into the ground. Aon's expansion of its Data Center Lifecycle Insurance Program (DCLP) to $5 billion in capacity, up from $3.5 billion in April 2026 and $2.5 billion before that, reflects where underwriting confidence is being rebuilt at speed.

Institutional risk capital is moving to keep pace with the data center construction boom, and the gap between project scale and available coverage is now large enough to reshape how insurers approach digital infrastructure.

The revised program covers Construction All Risks, Delay in Start-Up, Property Damage, and Business Interruption up to the $5 billion ceiling, backed by A-rated insurers across Lloyd's and company markets. Alongside that, the expanded suite adds up to $400 million in Cyber and Technology Errors and Omissions coverage, $500 million in project cargo, $200 million in third-party liability outside the United States, $100 million within it, and up to $1 billion in terrorism capacity through existing Aon facilities.

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