Termzy AI uses artificial intelligence to analyse website terms and conditions, empowering users with instant, accessible insights into legal risks online

You’ve done it thousands of times. A website asks you to accept its terms and conditions, and you click ‘agree’ without reading a single word. Research shows 33% of EU users never read terms and conditions before agreeing, while only 22% always do. That blind acceptance comes with real consequences – hidden clauses that can expose your data to third parties, shift liability onto you, or trap you in subscriptions that are nearly impossible to cancel.
The complexity isn’t accidental. Companies have grown comfortable with users ignoring these documents, embedding terms that overwhelmingly favour the service provider. A group of students at the University of Amsterdam thinks it’s time to change that balance of power.
Termzy AI is a browser extension that uses artificial intelligence to instantly find and analyse legal documents, terms and conditions and privacy policies on websites while you browse. Created by students Giulio Pavesi, Annouck Leenders, Imogen Plumb and Julia Rajnai, the tool came from the university’s Public AI course.
‘We all skip reading T&Cs online, but that blind acceptance comes at a cost,’ said co-founder Giulio Pavesi. ‘Without realising it, users are often agreeing to the sale of their data to third parties, exposing themselves to risks like spam, doxxing, profiling and data redlining,’ adds Annouck Leenders.
The extension takes a practical approach to a widespread problem. Rather than expecting users to suddenly develop the patience to read lengthy legal documents, Termzy AI brings the analysis directly to them, requiring no extra effort beyond installing the browser extension.
Termzy AI automatically scans websites for terms and conditions and privacy policies. Within seconds, the tool highlights relevant clauses and summarises key legal points in plain language. Users receive an overall evaluation of the policy without having to navigate dense legal text or hunt for important information buried in lengthy documents.
The extension operates seamlessly in the background, requiring no input from users once installed. When you visit a website with terms and conditions, Termzy AI provides instant analysis, flagging potential risks and explaining what you’re actually agreeing to in understandable terms.
This addresses the core issue: studies suggest 91% of consumers consent to terms of service without reading them, largely because the complexity and length of these documents discourage engagement.
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The project originated in the Public AI course at the University of Amsterdam, which challenges students to apply their cultural studies and technical skills to real-world applications of artificial intelligence. Dr Houda Lamqaddam, assistant professor of Cultural Data Analysis at UvA, supervised the development.
‘The Public AI course challenges students to apply their cultural studies and technical skills to critically engage with real-world applications of AI,’ said Dr Lamqaddam. ‘The Termzy team went a step further by building a working browser extension that addresses the long-standing issue of opaque and exploitative terms and conditions. This project is a wonderful example of what interdisciplinary practice can bring to our students – and the world.’
Termzy AI’s creators have ambitions beyond helping individual users. They see their tool as a way to pressure companies to reconsider how they present terms and conditions. When users understand what they’re agreeing to, companies may face pressure to offer clearer, fairer policies.
‘Our goal is to raise awareness. If more people start to understand the terms they’re accepting, it will eventually force companies to offer clearer, fairer and more transparent policies,’ said co-founders Imogen Plumb and Julia Rajnai.
This approach aligns with regulatory pressure already building in Europe. The GDPR mandates that organisations provide clear, transparent and plain-language information regarding data collection and processing. AI-powered contract intelligence is becoming increasingly important for businesses navigating complex legal requirements.
Dutch consumer protection laws incorporate these requirements and target digital markets for misleading advertising and dark patterns. Similar tools exist, including Polisis, which uses machine learning to interpret privacy policies. Termzy AI’s approach focuses on immediate, practical analysis rather than academic research, making it accessible to everyday users rather than privacy experts.
Termzy AI is currently available for free on the Chrome Web Store. The tool is in beta, and the creators are actively seeking user feedback to refine its capabilities and expand its analysis to cover more types of legal documents and policy structures.
The beta approach allows the team to test their AI analysis against real-world terms and conditions, improving accuracy and expanding the tool’s understanding of different legal language patterns. User feedback will be essential for identifying blind spots and ensuring the tool provides reliable analysis across different types of websites and services.
The students plan to continue developing the extension based on user experience and identified needs. The tool’s effectiveness will depend on its ability to accurately identify and explain complex legal terms while remaining accessible to users with no legal background.
Whether the tool will achieve its creators’ broader goal of pressuring companies to write clearer terms remains to be seen. For users tired of clicking ‘agree’ without understanding what they’re accepting, Termzy AI offers a practical alternative that requires no change in behaviour beyond installing a browser extension. As consumer trust in AI-powered tools continues to evolve, tools like Termzy AI represent a user-driven approach to digital rights issues.

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